In Rhode Island, the party in control of the hazard that caused the damage is usually the one who pays. Landlords must keep common areas and structural elements safe; tenants must use the premises in a reasonable manner and avoid negligent acts. When either side breaches those duties and property is harmed, they assume responsibility […]
When disaster Hurricane Henri’s rainbands stalled over South County in August 2021, more than 7 inches of water poured into basements from Westerly to Warwick, and adjusters began counting exclusions before the sump pumps even stopped. Rhode Island homeowners who recorded every cracked foundation block, saved receipts for industrial fans, and invoked the state’s fifteen‑day response […]
