Insurance companies are quick to collect premiums, but far slower to pay out after a hurricane or major storm damages your property. At PALUMBO LAW, our top-rated property damage lawyer knows that many Rhode Island, Massachusetts and Connecticut families and business owners face an uphill battle to secure the compensation they need to rebuild. Understanding your rights—and the legal options available—can make all the difference when an insurance company refuses to do what’s right.
When disaster strikes, your policy should provide fast, fair relief. Yet many policyholders encounter claim denials, payment delays, or offers far below the cost of repairs. This is where a skilled property damage attorney becomes essential. The following steps show how to hold insurance companies accountable using thelaw and proven legal strategies.
Challenge Unfair Denials and Delays
Insurance companies often issue quick denials or drag out the hurricane and storm damage claims process, hoping property owners will give up or accept less than they deserve. Rhode Island, Massachusetts and Connecticut law requires a written explanation for every denial, and you have the right to challenge it. PALUMBO LAW’s lawyers know how to review policy terms, gather critical evidence, and appeal improper decisions with urgency and precision. If you’re facing a stalled or rejected claim, don’t accept “no” as the final answer. Our lawyers for property damage act swiftly to preserve your rights and push the insurer to respond.
Demand Full and Fair Payment
Undervaluing claims is one of the most common tactics insurers use. By underestimating repairs or ignoring hidden damage, companies try to settle for pennies on the dollar. You’re entitled to a clear, itemized explanation of how your claim was calculated.
Our property insurance claim attorneys work with independent appraisers, contractors, and engineers to document the full scope of hurricane or storm damage. We present strong evidence, negotiate aggressively, and—when necessary—pursue litigation to force payment of the true value of your loss.
Expose Bad Faith Insurance Practices
Insurers that mislead policyholders, delay payment without reason, or refuse to settle legitimate hurricane and storm damage claims can be held liable for bad faith conduct under Rhode Island, Massachusetts or Connecticut law. If bad faith is proven, courts may award damages above and beyond your original claim, including legal fees and interest. PALUMBO LAW tracks every communication, documents each step in your claim, and uses this record to build a powerful case against insurers that act in bad faith. When negotiation fails, we take decisive legal action to hold them accountable.
Build Your Case with Strong Documentation
A successful hurricane insurance claim relies on solid evidence from day one. Immediately after storm damage:
- Photograph and video all affected areas and personal property
- Keep receipts for emergency work, temporary housing, and repairs
- Request your full insurance policy from your carrier
- Document all communication with the insurance company
Our attorney’s coordinate with experts to support every detail of your claim. This thorough documentation is your best defense against insurer pushback.
Pursue Legal Action for Full Recovery
If your insurance company refuses to settle your hurricane or storm damage claim fairly, Rhode Island, Massachusetts and/or Connecticut law gives you the right to take decisive legal action. Filing a lawsuit may be the only way to compel an insurer to honor the full terms of your policy and deliver the compensation you need to rebuild. At PALUMBO LAW, our property damage attorneys are relentless advocates for property owners. We begin by exhausting every avenue for negotiation and appeal, using persuasive evidence and independent assessments to demonstrate the full extent of your losses.
When these efforts do not produce a just settlement, we are fully prepared to escalate your case to court. Our team has achieved substantial verdicts and settlements in Rhode Island, Connecticut and Massachusetts, holding insurance companies accountable for underpayments and bad faith conduct. We fight tirelessly for every dollar your coverage promises, so you can move forward with confidence.
Maximize Your Storm Damage Claim with Rhode Island Massachusetts and Connecticut’s Top Insurance Attorneys
When hurricane or storm damage turns your life upside down, you need a property damage attorney who gets real results. PALUMBO LAW combines proven legal strategies with a relentless commitment to Rhode Island, Massachusetts and Connecticut policyholders—demanding insurers pay every cent you’re owed. Don’t let delays or denials stand in your way; contact us today.