Over the years, you have put in plenty of work to make your home and its surroundings beautiful. While this has certainly included your home, it also includes your yard. However, should the time come when certain aspects of your yard are damaged, you may be wondering if these damages will be covered by your homeowners insurance policy. If you find yourself involved in a dispute with your insurance company over such damages, contact a Dedham MA property damage lawyer such as attorney Richard Palumbo for legal advice.
Unattached Structures
Should you have a fence surrounding your yard that sustains damage due to wind or other factors, it should be covered by your homeowners policy as an unattached structure. However, sometimes an insurance company will deny these claims by attempting to say you were responsible for the damages. If this is the case with your situation, work with attorney Richard Palumbo to examine your policy in greater detail and hold the insurance company accountable.
Fallen Trees
If a nearby tree falls and damages your home, this seems as if it should naturally be covered by your insurer. However, your insurance company will typically only pay these claims if the tree fell due to lightning or wind. In some cases, the insurer will attempt to say the tree was in poor shape prior to it falling. If this happens, the company will claim you knew the tree could fall yet chose to ignore the situation. If this is the reason given for not paying your claim, do not allow this to happen. Instead, contact an experienced Dedham MA property damage lawyer for assistance.
Rather than let your insurance company fail to live up to its obligations based on your homeowners policy, schedule a consultation today with attorney Richard Palumbo to learn how your legal rights can be enforced in these situations.