Tips for Filing a Fire Damage Claim

filing a fire damage claimA fire is always a devastating disaster that leaves damage in its wake. If you have suffered damage from a fire, it’s important to know how to file a claim. Here are some tips to help. First and foremost call PALUMBO LAW prior to calling your insurance company. We will assist you in the proper way to submit your insurance claim and get the maximum results for you. Make a list of everything that you lost in the fire and avoid throwing anything away. You want to make sure an insurance adjuster can see exactly what was lost and damaged after you file your claim. Not keeping these items can result in inadequate compensation.

You must always file your fire damages claim with your insurance company immediately. Waiting too long can seem suspect to an insurance adjuster and your claim can be denied if it isn’t filed timely. You must detail certain information as well, including the following:

• Date of the fire and loss
• Type of loss or damage
• Location of damage
• Any injuries suffered
• Others involved
• Condition of your home
• Description of the damaged items
• Necessary repairs
• Police report

Securing your property to prevent further damage is also necessary. This is considered mitigating damage and can be done in the following ways:

• Sealing holes in the wall or roof to protect against the elements
• Building or boarding a fence
• Putting out all embers
• Moving property that may be damaged further

You should also keep track of your living expenses while your home is being repaired. For instance, if you have to stay at a hotel for a few weeks, you should tally up the costs so you can be reimbursed by the insurance company later. Getting an estimate for repairs is crucial. You should also keep all receipts and save these documents as evidence of your costs. Our network of licensed public adjusters work under our veil to maximize your legal recovery. Continue paying your insurance premiums as well. Stopping payments can work against you in a number of ways. Don’t make a mistake that can cost you even more money in the future.

If you live in Rhode Island, Massachusetts, or Connecticut and have suffered fire damage and need help filing your claim, attorney Richard Palumbo and his firm can help you. New Haven property damage lawyers are there for you every step of the way. Contact attorney Richard Palumbo immediately to speak with a fire damage insurance claim lawyers.